Your path to financial independence
A year-by-year projection of income from your assets, with comparison scenarios to test different strategies.
Know where you stand.
Plan where you're going.
Track your net worth, cash flow, and goals, and see the year you reach financial independence.
One plan, kept honest by your numbers
Net worth and cash flow, together
Assets, liabilities, income, and expenses in one place. Linked entries keep rental income and loan payments in sync.
Goals that know their date
Emergency fund, down payment, debt payoff. Each goal shows the year your plan reaches it.
Financial Personality Test
A free 25-question assessment of how you relate to money. No account needed.
Your Investment Policy Statement
Write down how you invest and why, so decisions stay consistent when markets are not.
Track what you actually spend
Log expenses by transaction, see monthly averages and category breakdowns, and compare actuals against your plan.
Made for your phone
Add entries in seconds and check your plan anywhere. Everything works on a phone-sized screen.
Your data stays yours
- No bank-account linking. You enter what you choose to enter.
- Works without an account. Guest data stays on your device.
- No ads. No selling of your data.
Start with five minutes and a salary figure.
Try it nowFree, no sign-up. Create an account later if you want cloud sync.